Legal

Terms & Conditions

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These Terms & Conditions govern your use of autocoveradvisors.com (the “site”), operated by AutoCover Advisors (“we,” “us,” or “our”). By accessing or using the site, you agree to these terms. If you do not agree, please do not use the site.

What we are — and what we’re not

AutoCover Advisors is an independent comparison and information service. We are not an insurance company, agent, or broker, and we are not licensed to sell insurance. Nothing on the site is insurance, legal, or financial advice. The content is provided for general informational purposes to help you compare options, and you are responsible for your own decisions.

Affiliate relationships

The site contains affiliate links. If you click a link to a carrier and request a quote or buy a policy, we may earn a commission at no additional cost to you. See our Affiliate Disclosure for details. This compensation may influence which carriers we feature and where, but our ratings reflect our own editorial assessment.

No guarantees

We work to keep information accurate, but ratings and recommendations are our opinions and are not guarantees. Coverage, availability, discounts, and pricing change frequently and vary by state and individual circumstances. Always confirm current details directly with the carrier before purchasing. The site is provided “as is” without warranties of any kind, to the fullest extent permitted by law.

Third-party links

The site links to third-party websites we do not control. We are not responsible for their content, products, or practices, and your use of those sites is governed by their own terms and policies.

Intellectual property

The content on this site, including text, layout, and graphics, is owned by or licensed to AutoCover Advisors and may not be copied or reused without permission. Carrier names and logos are the property of their respective owners and are used for identification purposes only.

Limitation of liability

To the fullest extent permitted by law, AutoCover Advisors is not liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its content, including decisions about insurance coverage.

Governing law and changes

These terms are governed by the laws of the State of [ADD YOUR STATE], without regard to conflict-of-law rules. We may update these terms at any time; continued use of the site after changes means you accept the revised terms. Questions can be sent to [ADD YOUR CONTACT EMAIL].